/* =========================================================
   AnyTimeMoney™ — production stylesheet
   ========================================================= */

:root{
  --navy: #0a1f33;
  --navy-deep: #081a2b;
  --teal: #1fae7f;
  --teal-bright: #34D399;
  --teal-light: #e6f7f0;
  --ink: #14213a;
  --text-muted: #5b6b7d;
  --border: #e4e9ef;
  --bg-soft: #f6f9fb;
  --white: #ffffff;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 10px 30px rgba(10,31,51,.08);
  --shadow-lg: 0 20px 60px rgba(10,31,51,.18);
  --font-display: 'Manrope', 'Inter', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, sans-serif;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
h1,h2,h3,h4{ font-family: var(--font-display); margin:0; line-height:1.15; }
p{ margin:0 0 1em; color: var(--text-muted); line-height:1.65; }
a{ color:inherit; text-decoration:none; }
ul{ list-style:none; margin:0; padding:0; }
img{ max-width:100%; display:block; }
button{ font-family: inherit; cursor:pointer; }
input, textarea{ font-family: inherit; }

:focus-visible{ outline: 2px solid var(--teal-bright); outline-offset: 3px; }

.container{
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

.eyebrow{
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--teal);
  margin: 0 0 10px;
}
.eyebrow.light{ color: var(--teal-bright); }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-weight:700;
  font-size: 15px;
  padding: 13px 22px;
  border-radius: 8px;
  border: 1.5px solid transparent;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
  white-space: nowrap;
}
.btn-primary{
  background: var(--teal);
  color: #fff;
}
.btn-primary:hover{ background:#178a64; transform: translateY(-1px); box-shadow: 0 8px 20px rgba(31,174,127,.35); }
.btn-outline{
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,.5);
}
.btn-outline:hover{ background: rgba(255,255,255,.1); border-color:#fff; }
.btn-sm{ padding: 10px 18px; font-size: 14px; }
.btn-block{ width:100%; justify-content:center; }

/* ---------- Header ---------- */
.site-header{
  position: sticky;
  top:0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  height: 76px;
  gap: 24px;
}
.logo{
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 21px;
  color: #fff;
  letter-spacing: -.01em;
}
.logo span{ color: var(--teal-bright); }
.logo sup{ font-size: 11px; }

.main-nav{
  display:flex;
  gap: 32px;
  margin-left: auto;
  margin-right: 32px;
}
.main-nav a{
  color: rgba(255,255,255,.82);
  font-weight: 500;
  font-size: 15px;
  transition: color .15s;
}
.main-nav a:hover{ color: #fff; }

.nav-toggle{
  display:none;
  flex-direction: column;
  justify-content:center;
  gap:5px;
  width: 32px;
  height: 32px;
  background:none;
  border:none;
  padding:0;
}
.nav-toggle span{
  display:block;
  height:2px;
  background:#fff;
  border-radius:2px;
}

/* ---------- Hero ---------- */
.hero{
  background: radial-gradient(circle at 75% 30%, #102a44 0%, var(--navy) 55%, var(--navy-deep) 100%);
  color: #fff;
  padding: 76px 0 90px;
  overflow: hidden;
  position: relative;
}
.hero-inner{
  display:grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 56px;
  align-items:center;
}
.hero-copy h1{
  font-size: clamp(34px, 4.6vw, 54px);
  font-weight: 800;
  letter-spacing: -.02em;
}
.hero-copy h1 span{ color: var(--teal-bright); }
.hero-copy h1 sup{ font-size: .4em; }
.hero-tagline{
  font-size: clamp(18px, 2vw, 22px);
  color: rgba(255,255,255,.92);
  font-weight: 500;
  margin: 10px 0 24px;
}
.hero-desc{ color: rgba(255,255,255,.72); font-size: 16px; max-width: 480px; }
.hero-belief{ color: rgba(255,255,255,.92); font-size: 16px; max-width: 480px; }
.hero-belief strong{ color: var(--teal-bright); font-weight: 700; }
.hero-actions{ display:flex; gap: 14px; margin-top: 28px; flex-wrap: wrap; }

/* ----- hero visual ----- */
.hero-visual{ position:relative; min-height: 480px; display:flex; align-items:center; justify-content:center; }
.globe-wrap{ position:relative; width: 100%; max-width: 460px; height: 460px; margin: 0 auto; }

.globe{
  position:absolute;
  top: 8%;
  left: 50%;
  transform: translateX(-50%);
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: radial-gradient(circle at 38% 32%, #2e6fa8 0%, #143a5e 55%, #081826 100%);
  box-shadow: 0 0 70px rgba(52,211,153,.35), inset 0 0 60px rgba(0,0,0,.5);
}
.globe-grid{
  position:absolute; inset:0; border-radius:50%;
  background:
    repeating-linear-gradient(0deg, transparent 0 27px, rgba(255,255,255,.12) 27px 28px),
    repeating-linear-gradient(90deg, transparent 0 27px, rgba(255,255,255,.12) 27px 28px);
  mix-blend-mode: screen;
  animation: spin 18s linear infinite;
}
.globe-core{
  position:absolute; left:50%; top:50%; width:14px; height:14px; border-radius:50%;
  background: var(--teal-bright);
  box-shadow: 0 0 24px 8px rgba(52,211,153,.8);
  transform: translate(-50%,-50%);
}
.globe-ring{
  position:absolute; border:1px solid rgba(52,211,153,.45); border-radius:50%;
  left:50%; top:50%; transform: translate(-50%,-50%);
  animation: pulse 3s ease-out infinite;
}
.globe-ring.r1{ width:320px; height:320px; }
.globe-ring.r2{ width:380px; height:380px; animation-delay: 1.2s; }

@keyframes spin{ to{ transform: rotate(360deg); } }
@keyframes pulse{
  0%{ opacity:.6; transform: translate(-50%,-50%) scale(.85); }
  100%{ opacity:0; transform: translate(-50%,-50%) scale(1.05); }
}

.phone{
  position:absolute;
  bottom: -2%;
  left:50%;
  transform: translateX(-50%);
  width: 168px;
  height: 320px;
  border-radius: 28px;
  background: linear-gradient(160deg,#1a2c3d,#060f18);
  border: 3px solid #2c3f50;
  box-shadow: var(--shadow-lg);
  z-index: 3;
}
.phone-screen{
  position:absolute; inset: 10px;
  border-radius: 20px;
  background: linear-gradient(160deg, #0c2335, #06121d);
  display:flex; flex-direction:column; justify-content:flex-end; padding: 14px 12px;
}
.phone-brand{ font-size: 11px; font-weight:700; color:#fff; margin-bottom:8px; }
.phone-brand sup{ font-size:8px; }
.phone-wave{ width:100%; height: 38px; }

.float-card{
  position:absolute;
  background: rgba(15,32,48,.92);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 10px;
  padding: 10px 12px;
  font-size: 11.5px;
  min-width: 132px;
  box-shadow: var(--shadow);
  backdrop-filter: blur(6px);
  animation: floaty 6s ease-in-out infinite;
}
.fc-row{ display:flex; align-items:center; gap:6px; color: rgba(255,255,255,.75); font-weight:500; margin-bottom:2px; }
.fc-amount{ font-size: 16px; font-weight:800; color:#fff; margin: 2px 0; }
.fc-amount.small{ font-size: 13px; color: var(--teal-bright); }
.fc-label{ font-size: 10.5px; color: rgba(255,255,255,.55); }
.fc-status{ display:inline-flex; align-items:center; gap:4px; font-size:10.5px; font-weight:600; }
.fc-status.ok{ color: var(--teal-bright); }
.card-number{ font-weight:600; color:#fff; justify-content: space-between; }
.visa{ font-style:italic; font-weight:800; font-size:10px; color:#dce6ee; }

.card-transfer{ top: 4%; left: -6%; animation-delay: 0s; }
.card-virtual{ top: 6%; right: -8%; animation-delay: .6s; }
.card-wallet{ top: 38%; left: -16%; animation-delay: 1.1s; }
.card-bank{ top: 40%; right: -18%; animation-delay: 1.7s; }
.card-ai{ top: 72%; left: -14%; animation-delay: 2.3s; }
.card-payment{ top: 76%; right: -10%; animation-delay: 2.9s; }

@keyframes floaty{
  0%,100%{ transform: translateY(0); }
  50%{ transform: translateY(-8px); }
}

.icon-orbit{
  position:absolute;
  width: 36px; height:36px;
  border-radius:50%;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.18);
  display:flex; align-items:center; justify-content:center;
  color: rgba(255,255,255,.8);
}
.io-bank{ top: 16%; right: 14%; }
.io-lock{ top: 50%; right: 2%; }
.io-bank2{ top: 84%; left: 6%; }

@media (max-width: 480px){
  .float-card{ display:none; }
}

/* ---------- About ---------- */
.about{ padding: 96px 0; background: var(--white); }
.about-grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items:center;
}
.about-copy h2{ font-size: clamp(28px, 3.2vw, 38px); margin-bottom: 18px; color: var(--ink); }
.check-list{ display:grid; grid-template-columns: 1fr 1fr; gap: 12px 24px; margin-top: 22px; }
.check-list li{
  display:flex; align-items:center; gap:10px;
  font-weight:600; color: var(--ink); font-size: 15px;
}
.check{
  display:inline-flex; align-items:center; justify-content:center;
  width:22px; height:22px; border-radius:50%;
  border: 1.5px solid var(--teal);
  color: var(--teal);
  font-size: 12px; font-weight:800;
  flex-shrink:0;
}

.about-media{ position: relative; }
.skyline-card{
  position:relative;
  border-radius: var(--radius-lg);
  overflow:hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5/4;
}
.skyline{ width:100%; height:100%; display:block; }
.skyline-logo{
  position:absolute; left: 24px; bottom: 24px;
  font-family: var(--font-display);
  font-weight:800; font-size: 22px; color:#fff;
  text-shadow: 0 2px 10px rgba(0,0,0,.5);
}
.skyline-logo span{ color: var(--teal-bright); }
.skyline-logo sup{ font-size:10px; }

.badge-card{
  position:absolute;
  left: -36px; bottom: -28px;
  background:#fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 22px 26px;
  display:flex; flex-direction:column; align-items:center; gap:10px;
  width: 168px;
  text-align:center;
}
.badge-icon{
  width: 52px; height:52px; border-radius:50%;
  background: var(--teal-light); color: var(--teal);
  display:flex; align-items:center; justify-content:center;
}
.badge-card p{ margin:0; font-weight:700; color: var(--ink); font-size:14px; line-height:1.4; }

/* ---------- Vision panels ---------- */
.vision{ background: var(--bg-soft); padding: 90px 0; }
.vision-grid{
  display:grid;
  grid-template-columns: 0.85fr 1.3fr 1fr;
  gap: 24px;
  align-items: stretch;
}
.panel{
  background:#fff;
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  box-shadow: var(--shadow);
}
.panel-dark{
  background: linear-gradient(160deg, var(--navy) 0%, #0d3327 100%);
  color: #fff;
  position: relative;
  overflow:hidden;
}
.panel-dark::after{
  content:"";
  position:absolute; right:-60px; bottom:-60px;
  width: 220px; height:220px; border-radius:50%;
  background: radial-gradient(circle, rgba(52,211,153,.35), transparent 70%);
}
.panel-dark h3{ color:#fff; font-size: 26px; margin-bottom: 14px; }
.panel-dark p{ color: rgba(255,255,255,.75); position:relative; z-index:1; }
.panel-icon{
  width: 44px; height:44px; border-radius:10px;
  background: rgba(255,255,255,.12);
  color: var(--teal-bright);
  display:flex; align-items:center; justify-content:center;
  margin-bottom: 18px;
}
.panel-icon.teal{ background: var(--teal-light); color: var(--teal); }
.panel h3{ font-size: 24px; color: var(--ink); margin-bottom: 18px; }

.belief-grid{ display:grid; grid-template-columns: 1fr 1fr; gap: 22px; margin-top: 8px; }
.belief{ display:flex; flex-direction:column; gap:6px; color: var(--teal); }
.belief strong{ color: var(--ink); font-size: 15px; }
.belief span{ color: var(--text-muted); font-size: 13.5px; line-height:1.5; }

.opportunity-list{ display:flex; flex-direction:column; gap: 14px; margin-top: 4px; }
.opportunity-list li{
  display:flex; align-items:center; gap:10px;
  color: var(--ink); font-weight: 600; font-size: 14.5px;
}
.opportunity-list svg{ color: var(--teal); flex-shrink:0; }

/* ---------- Trademark ---------- */
.trademark{ padding: 0 0 8px; }
.trademark-inner{
  position:relative;
  background: var(--teal-light);
  border: 1px solid #cdeede;
  border-radius: var(--radius-lg);
  margin: 56px auto;
  padding: 32px 40px;
  display:flex;
  align-items:flex-start;
  gap: 22px;
  overflow:hidden;
}
.tm-icon{
  width: 52px; height:52px; border-radius:50%;
  background:#fff; color: var(--teal);
  display:flex; align-items:center; justify-content:center;
  flex-shrink:0;
  box-shadow: var(--shadow);
}
.tm-copy p{ margin:0 0 6px; color: var(--ink); }
.tm-copy p:last-child{ color: var(--text-muted); }
.tm-watermark{
  position:absolute; right: 28px; top: 50%; transform: translateY(-50%);
  font-family: var(--font-display);
  font-weight: 800; font-size: 64px;
  color: rgba(31,174,127,.12);
  letter-spacing: .02em;
  user-select:none;
}

/* ---------- Contact ---------- */
.contact{ padding: 30px 0 96px; }
.contact-grid{ display:grid; grid-template-columns: 0.9fr 1.1fr; gap: 64px; }
.contact-copy h2{ font-size: clamp(26px,3vw,34px); margin-bottom: 16px; color: var(--ink); }
.contact-detail{ display:flex; align-items:center; gap:10px; color: var(--ink); font-weight:600; margin-top: 10px; }
.contact-detail svg{ color: var(--teal); flex-shrink:0; }
.contact-detail a:hover{ color: var(--teal); }

.contact-form{ display:flex; flex-direction:column; gap: 16px; }
.form-row{ display:grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field input, .field textarea{
  width:100%;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  padding: 13px 16px;
  font-size: 15px;
  color: var(--ink);
  background:#fff;
  transition: border-color .15s;
  resize: vertical;
}
.field input:focus, .field textarea:focus{ border-color: var(--teal); }
.form-note{ font-size: 13.5px; min-height: 18px; margin:0; color: var(--teal); font-weight:600; }
.form-note.error{ color: #d14343; }

/* ---------- Footer ---------- */
.site-footer{ background: var(--navy-deep); color: rgba(255,255,255,.7); padding: 44px 0; }
.footer-inner{
  display:flex; flex-wrap:wrap; gap: 28px;
  align-items:center; justify-content:space-between;
}
.footer-brand p{ margin: 6px 0 0; color: rgba(255,255,255,.55); font-size: 13.5px; }
.footer-nav{ display:flex; gap: 24px; }
.footer-nav a{ color: rgba(255,255,255,.75); font-size: 14px; }
.footer-nav a:hover{ color:#fff; }
.footer-meta{ display:flex; align-items:center; gap: 18px; text-align:right; }
.footer-meta p{ margin:0; font-size: 13px; color: rgba(255,255,255,.55); }
.social{ display:flex; gap: 10px; }
.social a{
  width: 34px; height:34px; border-radius:50%;
  border: 1px solid rgba(255,255,255,.25);
  display:flex; align-items:center; justify-content:center;
  color: rgba(255,255,255,.8);
  transition: background .15s, border-color .15s;
}
.social a:hover{ background: var(--teal); border-color: var(--teal); color:#fff; }

/* ---------- Responsive ---------- */
@media (max-width: 1024px){
  .vision-grid{ grid-template-columns: 1fr; }
  .about-grid{ grid-template-columns: 1fr; }
  .about-media{ order:-1; }
  .contact-grid{ grid-template-columns: 1fr; }
}

@media (max-width: 900px){
  .hero-inner{ grid-template-columns: 1fr; }
  .hero-visual{ order: -1; min-height: 380px; }
  .main-nav{ display:none; }
  .header-cta{ display:none; }
  .nav-toggle{ display:flex; }

  .main-nav.open{
    display:flex;
    position:absolute;
    top: 76px; left:0; right:0;
    background: var(--navy);
    flex-direction:column;
    padding: 20px 24px;
    gap: 18px;
    border-bottom: 1px solid rgba(255,255,255,.08);
  }
}

@media (max-width: 640px){
  .check-list{ grid-template-columns: 1fr; }
  .form-row{ grid-template-columns: 1fr; }
  .badge-card{ left: 16px; bottom: -22px; padding: 16px 18px; width: 140px; }
  .trademark-inner{ flex-direction:column; padding: 26px 24px; }
  .tm-watermark{ display:none; }
  .footer-inner{ flex-direction:column; align-items:flex-start; text-align:left; }
  .footer-meta{ flex-direction:column; align-items:flex-start; text-align:left; }
}

@media (prefers-reduced-motion: reduce){
  .globe-grid, .globe-ring, .float-card{ animation: none; }
}


.btn-block {
  position: relative;
}

.btn-loader {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.spinner {
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255,255,255,.35);
  border-top-color: #fff;
  border-radius: 50%;
  animation: spin .8s linear infinite;
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}